The Terms & Conditions of Use

The Terms and Conditions of Use (“Terms of Use”) set forth the terms and conditions applicable to your access and use of the website of Torch Investment Group (together with its affiliates “Torch”, “we” or “us”).

THESE TERMS OF USE DESCRIBE YOUR RIGHTS AND RESPONSIBILITIES IN CONNECTION WITH YOUR USE OF ANY INFORMATION, CONTENT, OR ARTICLES AVAILABLE THROUGH THE WEBSITE. BY ACCESSING ANY PORTION OF THIS WEBSITE, YOU AGREE THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS OF USE AND AGREE TO BE BOUND AND ABIDE BY THEM. IF YOU DO NOT ACCEPT THESE TERMS OF USE, YOU MAY NOT USE THE WEBSITE. WE MAY MODIFY THESE TERMS OF USE WITHOUT NOTICE, AND YOUR CONTINUED ACCESS AND/OR USE OF THE WEBSITE CONSTITUTES YOUR AGREEMENT TO BE BOUND BY ANY SUCH REVISED TERMS OF USE AS SET FORTH HEREIN AT THE TIME OF SUCH USE.

General Use. This website and the information contained therein is strictly for informational purposes only and should be considered neither an offer nor a solicitation to sell a security, or any other product or service, to any person or entity in any jurisdiction or country where such offer, solicitation, purchase or sale would be contrary to law or regulation or which would subject Torch to any registration or other requirement within such jurisdiction or country. Users from other jurisdictions or countries are responsible for establishing the legality, usability, and correctness of any information under the laws of any applicable jurisdictions.
The website is not intended to provide tax, legal, investment or any other advice. You are responsible for determining whether the product and services described on the website are appropriate for your specific situation, and should consult your professional legal, financial, investment, accounting, tax, and other professional advisers before relying on any information contained therein or making any decision based on information contained herein. Further, we make no representation that transactions, products, or services discussed through this website are available or appropriate for sale or use in all jurisdictions or by all users of the website

Permissible Uses and Restrictions. Subject to your agreement to abide by the Terms of Use, and any other rules, procedures, policies, terms and conditions in place, that govern all or any portion of the website, Torch grants you limited, revocable, nonexclusive nor transferable license to view, store, bookmark, download and print the content within the website for personal, informational and non-commercial usage or as expressly authorised by Torch. Should any link or reference this website to other websites, you may not imply or suggest that Torch has endorsed or is affiliated with such websites.

Without limiting the generality of the foregoing, you agree not to access or use the website for any other purpose including, without limitation, any purpose that is prohibited by these Terms of Use or that is otherwise unlawful. You are not authorized to alter, modify, or create derivative works of any such content without first obtaining our express written permission. Additionally, you are not to, without first obtaining express written permission (a) copy the website or use it in any way that is illegal or will interfere with the functioning of the website or restrict its availability or usage by others (b) infringe any intellectual property right by distributing any content or information contained herein as your own, or remove or obscure any copyright or notices, disclaimers or legends contained in any such information or materials.

Performance and Information. The information contained on this website is not intended to be relied upon as a forecast, research or investment advice, or to form the basis of any investment decision.
The website may also contain forward-looking statements, which reflects its current expectations and projections about, inter alia, the future operations and performance of the business. These forward-looking statements are subject to risks, uncertainties, and assumptions about the business environment. There are or will be important factors that could cause actual outcomes or results to differ materially from those indicated in these statements, and Torch undertakes no obligation to update or revise the information contained herein, whether as a result of new information, future events, or otherwise. In considering any prior performance information described herein, the reader should note that past performance is not a guarantee, projection or prediction and is not necessarily indicative of future results, and there can be no assurance, nor representation, that any investment or transaction, or the overall results of any of Torch’s businesses, will or is likely to achieve comparable results.

Limitation of Liability. The information contained on the website is provided on an “as is” and “as available” basis. Torch and its officers, directors, managers, partners, members, shareholders, employees, affiliates and agents (collectively “Related Persons”) make no representations or warranties of any kind, express or implied, as to the accuracy, reliability, completeness, availability or other characteristics of the information or materials presented on the website, and does not warrant that the functions contained on this website will be uninterrupted or error-free, that defects will be corrected, or that the document will be free of viruses or other harmful components.

Except where prohibited by law, in no event shall Torch or its Related Persons be liable to any party for any liabilities, losses, costs or damages, including but not limited to any direct, indirect, punitive, special, incidental, or consequential damages, whether known or unknown, arising out of or in connection with (a) the inaccuracy or incompleteness of any content on the website, or (b) the use (or inability to use) of the website, or (c) the distribution of the website or any information or materials obtained through use of the website.

Links to External Websites. We may provide hyperlinks to other websites or resources provided by third parties. Once you leave our website, this Terms of Use will not apply to your use of and activity on these other websites. You should consult these other websites’ terms of use and/or privacy policies, as we have no control over them and are not responsible for any information collected by third parties or reflected on those other websites. Any material contained therein does not necessarily reflect our views and no warranty or representation in relation to the accuracy or completeness of such material is made by us.

Severability. If any portion of these Terms of Use is found to be illegal, held invalid, or unenforceable under the applicable laws of any competent jurisdiction, such illegality, invalidity, or unenforceability, shall be severed and not deem to affect the remaining terms of this Terms of Use.

Entire Agreement. These Terms of Use including, without limitation, any other terms, conditions, and disclaimers contained on the website from time to time, or any downloadable content or document from this website, shall constitute the entire understanding with respect to your use and access of the website.

Governing Law and Forum. These Terms of Use, and all matters arising out of or relating to the website, shall be governed by the laws of Singapore. Any dispute, controversy or claim arising out of or relating to this website or these Terms of Use shall be settled by arbitration in Singapore in accordance with the UNCITRAL Arbitration Rules for the time being in force. The arbitration shall be administered by Singapore International Arbitration Centre (“SIAC”) in accordance with its Practice Note on UNCITRAL cases. The appointing authority shall be the President or Vice-President of SIAC Court of Arbitration. The number of arbitrators shall be one. The language to be used in the arbitral proceedings shall be English.